Refund of SCSS TDS amount in DOP finacle

• As per the DOP norms if the total interest amount on the SCSS principle exceeds Rs 10000/- then an amount of 10% TDS will be deducted.
• If the TDS amount is deducted for a particular SCSS account then the same can be inquired using the menu HTDTRAN.
• The total interest amount and TDS amount will be shown as in below figure by invoking the HTDTRAN menu as follows  

• If the customer submitted tax form(15G/15H) then we have to enter the same in account level and CIF level as mentioned below.

At CIF level

• Invoke the menu CMRC then select the function as "Modify" and enter the CIF id of the customer as shown

• Then click on Go in the next screen select the field tax deducted at source and fill the same with "NOTAX" from the searcher if the customer presents the tax form.

• Then click on submit and verify the same CIF Id in the supervisor menu.

At Account Level:-

• Invoke the menu CSCAM then select the function as "modify" and enter the account number as shown below

Then click on Go system will open a new application in the next screen enter the following

• Enter the column Tax form as "15G/15H"
• Select the field Tax category as "N-No Tax"  as shown

Then click on Submit and verify the same in the supervisor login

Note:-If any account modification is pending for TDA accounts(SCSS/TD and MIS account) then the system will not generate interest on the due date which can be inquired by using the menu HAFI or Scheduled reports available for System Admin,So immediately verify the account modification done for TDA accounts for smooth functioning.

Procedure for Refund of SCSS Tax in DOP Finacle:-

• If the customer presented the tax form(15G/15H) even though tax is deducted we have to refund the amount by using the menu HRFTDS.
• Make sure that tax deducted is not uploaded in the income tax traces before refunding the amount to the customer by using the below procedure.

HRFTDS means Refund TDS

• Invoke the menu HRFTDS and enter the following fields

1. Enter the field Report To as "postmaster"
2. Enter the refund CIF if as __________
3. Enter the From a/c id __________
4. Enter the To a/c id _________
5. Select Include closed a/c as "yes"
6. Select Accrued TDS as "Yes"
7. Select the Tran. Type as "transfer" avoid selecting cash if we select the cash then it will be blocked and there will problem at the time of EOD so select the transaction type as transfer as shown

Then click on "GO" then the system will show the tax deducted in the next enter the Refund a/c id as "postmaster id(SOLid+0340) or Customer SB account" as shown

Then finally click on submit and note that there is no verification for refund of TDS done for SCSS account by the above procedure.

Source : http://pofinacleguide.blogspot.in/

NJCA meeting held on 03.06.2016 decided to proceed with indefinite strike from 11th July 2016 Read more at: http://www.palegacyblogspot.in/2016/06/njca-meeting-held-on-03062016-decided.html Courtesy : PA Legacy (http://www.palegacyblogspot.in/)

Charter of Demands 1. Settle the issues raised by the NJCA on the recommendations of the 7 CPC sent to Cabinet Secretary vide letter dated 10th December 2015 2. Remove the injustice done in the assignment of pay scales to technical/safety categories etc. in Railways& Defence, different categories in other Central Govt establishments by the 7 CPC 3. Scrap the PFRDA Act and NPS and grant Pension/family Pension to all CG employees under CCS (Pension) Rules, 1972 & Railways Pension Rules, 1993 4. i) No privatization, /outsourcing/contractorisation of governmental functions ii) Treat GDS as Civil Servants and extend proportional benefit on pension and allowances to the GDS 5. No FDI in Railways & Defence; No corporatization of Defence Production Units and Postal Department. 6. Fill up all vacant posts in the government departments, lift the ban on creation of posts; Regularise the casual/contract workers 7. Remove ceiling on compassionate ground appointments 8. Extend the benefit of Bonus Act,1965 amendment on enhancement of payment ceiling to the adhoc Bonus/PLB of Central Government employees with effect from the Financial year 2014-15 9. Ensure Five promotions in the service career of an employee 10. Do not amend Labour Laws in the name of Labour Reforms which will take away the existing benefits to the workers 11. Revive JCM functioning at all levels

Read more at: http://www.palegacyblogspot.in/2016/06/njca-meeting-held-on-03062016-decided.html
Courtesy : PA Legacy (http://www.palegacyblogspot.in/)

Haridwar saints warned the govt to stop commercialisation of Ganjajal, else they would move the Supreme Court. Written By SRJ on Saturday, June 04, 2016 Read more at: http://www.palegacyblogspot.in/2016/06/haridwar-saints-warned-govt-to-stop.html Courtesy : PA Legacy (http://www.palegacyblogspot.in/)

Haridwar/New Delhi: The Centre's initiative to get 'Gangajal' delivered at doorsteps by Indian Postal Services may receive a jolt after saints in this holy city on Wednesday passed a "censure motion" condemning the government for using e-commerce platform to sell the holy water. They warned the government to stop commercialisation of Ganjajal, else they would move the Supreme Court (SC). "This is Hindustan. Ganga is our mother and the soul of over 100 crores Indians. Selling mother is not just a sin, but a greatest sin. Ganga is our faith. We condemn the scheme launched by the government. If they don't stop it, we will move to the Supreme Court," Swami Achyutanand Teerth Ji Maharaj told ANI after their proceeding was over. Meanwhile, senior BJP leader and Union Minister for Communications and Information Technology Ravi Shankar Prasad said, "If Gangajal from Haridwar and Rishikesh reaches to villages of the country, it's a good thing. It will benefit the rural areas. We are changing the face of the country through the postal department." As per reports, the plan to provide the holy water has already been implemented by some of the e-commerce websites and for a litre bottle sourced from Gomukh, the place from where the river originates, the e-commerce company charges Rs 299. Source : http://www.newsx.com

Read more at: http://www.palegacyblogspot.in/2016/06/haridwar-saints-warned-govt-to-stop.html
Courtesy : PA Legacy (http://www.palegacyblogspot.in/)

Cadre Restructuring In Postal Department Group ‘C’ : A.P Circle Read more at: http://www.palegacyblogspot.in/2016/06/cadre-restructuring-in-postal.html Courtesy : PA Legacy (http://www.palegacyblogspot.in/)

Cadre Restructuring in Postal department Group ‘C’:- The postal Directorate issued orders on the Cadre resturcturing. As per the order the Distribution of Posts in A.P.Circle are :- (Disclaimer: The information posted is may not be true. This is for sharing of information only. If any one feels to read difficulty simply out of this blog. This information has no validity.) Total PA LSG HSG-II HSG-I Total Before cadre restructuring 7403 287 G.pay: 2800 98 G.pay : 4200 87 G.Pay: 4600 7875 After Cadre Restruturing 5106 1960 G.Pay: 2800 635 G.Pay: 4200 157 , 17 G.pay: 4600 /4800 7875 Some Points are:  More number of LSG posts are attached to the circles. In this order nowhere said this posts should manage by MACP-I . As the posts are to be filled though LSG selection only. Circles exercise to prepare LSG lists and grant promotions. Right now in A.P circle Year 1988 (nearly) LSG promotion list is moving. If LSG promotions has given to the granted 1960 Posts almost all cross the G.pay Rs.2800/- and to work as SPMs in single/double handed offices. The posts of HSG-II are 635 and even if all LSG officials got promoted to HSG-II some more posts are vacant due to non availability of suitable service of official. Same as for HSG_I promotions. The order is silent about other issues of cadre restructuring cases for SAs in RMS, C.O , Accounts , Postman , especially Postmaster Cadre. Let from above total : (LSG) 1960+635+174=2769 carved out 1/3rdequals 923 Posts should have been allotted to Postmaster grade. Let a Circle with 38 divisions of each an average of 50 post offices. i.e circle with 1900 post offices . As per the above order no of Posts are granted 2769 rather than existing offices. The Transfers and Postings in LSG, HSGs are through Circles. Nowhere said in the order about MACPs manage these offices. Whom will get benefit is not clear through this restructuring. As seen from the above a few officials could get financial benefit. Many confusions are to be clarified . ****** Department Recent order on One Time Relaxation for Promotion to Postmaster Grade-II, GR-III. In this order Some ambiguity is there:- Promotion is granted to the officials who have completed 50% of required service for promotion. But this promotion is not treated as regular. Not told about to give adhoc promotion. But some circles are interpreted as adhoc promotion and issued orders for 11 months promotion. (after 11 months are they to revert?) . But the true spirit of the order is promotion is to be given and not treated as regular and on after completion of required service of 5 years (for PM gr-I) may be treated as regular.

Courtesy : PA Legacy (http://www.palegacyblogspot.in/)

S B Order No. 02/2016 : Acceptance of POSB business in the case of Finacle CBS application is not accessible or slow to accept transactions presented at the counter - invoking of Business Continuity Plan (BCP) regarding

Tips for FINACLE / CBS

Sukanya Samriddhi Account (SSA) Rules, 2016: Gezzette Notification

Sukanya Samriddhi Account (SSA) Rules, 2016: Gezzette Notification

The Gezzette of India

EXTRAORDINARY

PART II—Section 3—Sub-section (i)

PUBLISHED BY AUTHORITY

No. 181] NEW DELHI, FRIDAY, MARCH 18, 2016/ PHALGUNA 28, 1937

MINISTRY OF FINANCE

(Department of Economic Affairs)

NOTIFICATION

New Delhi, the 18th March, 2016

G.S.R.323(E).- In exercise of the powers conferred by section 15 of the Government Savings Banks Act, 1873 (5 of 1873), and in supersession of the Sukanya Samridhi Account Rules, 2014 published in the Gazette of India, Extraordinary, Part II, Section 3, Sub-section (i), dated the 3rd December, 2014 vide notification of the Government of India in the Ministry of Finance, Department of Economic Affairs number G.S.R. 863(E), dated the 2nd December, 2014, except as respects things done or omitted to be done before such supersession, the Central Government hereby

1.Short title and Commencement.-

(1) These rules may be called the Sukanya Samriddhi Account Rules, 2016.

(2) They shall come into force on the date of their publication in the Official Gazette.

2. Definitions.-   

In these rules, unless the context otherwise requires,-

(a) “Account” means the Sukanya Samriddhi Account opened in accordance with the provisions of these

(b) “Account holder” means a person in whose name the Account is held;

(c) “Act” means the Government Savings Banks Act, 1873 (5 of 1873);

(d) “Bank” means any branch of a public sector or private sector commercial bank authorized by the

(e) “beneficiary” means an eligible girl child who is a resident Indian citizen at the time of opening of the

(f) “deposit” means the money deposited by the guardian or by the Account holder in an Account ;

(g) “family” means a unit consisting of a person and his spouse (both or either of whom are alive or

(h) “financial year” means the period starting on the 1

(i) “guardian” means natural or legal guardian of the beneficiary;

(j) “Government” means the Government of India in the Ministry of Finance;

(k) “interest rate” means the rate, as may be notified by the Government, to be applicable for a complete or

(l) “maturity” means maturity of an Account on completion of a period of twenty-one years from the date of

(m) “post office” means any post office in India doing savings bank work and authorized to open an Account

(n) “notification” means a notification published in the Official Gazette;

(o) “CBS” means Core Banking Solution platform or any other electronic platform which electronically

3. Application of Post Office Savings Bank General Rules, 1981 and the Post Office Savings Account Rules,1981.-

The provisions of the Post Office Savings Bank General Rules, 1981 and the Post Office Savings Account Rules, 1981 framed under the Government Savings Bank Act, 1873 (5 of 1873) may be applied in relation to matters for which no Government to open an Account under these rules;

4. Opening of Account.-

(1) The Account may be opened by the guardian in the name of a beneficiary who has not attained the age of ten years as on the date of opening of the Account:

Provided that nothing in these rules shall affect a beneficiary born on or after the 2nd December, 2003, whose Account was opened on or before the 2nd December,2015.account and remains so till the maturity or closure of the Account;

(2) Every beneficiary shall have a single Account under these rules.

(3) An application for opening of an Account in the Post Office or the Bank under these rules shall be accompanied with the birth certificate of the beneficiary in whose name the Account is to be opened, along with other documents relating to identity and residence proof of the guardian.

(4) An Account under these rules shall be opened for a maximum of two girl children in one family:

Provided that more than two Accounts may be opened for girl children in a family if such children are born in

the first and/or in the second order of birth, on production of a certificate to this effect from the competent medical authority regarding the birth of such multiple girl children in the first two orders of birth in a family:

Provided further that the above proviso shall not apply to girl children of the second order of birth if the first order of birth in a particular family results in two or more surviving girl children.

5. Deposits. -

(1) The Account may be opened with a minimum initial deposit of one thousand rupees and thereafter any amount in multiples of one hundred rupees may be deposited in an Account subject to the condition that a minimum of one thousand rupees shall be made as deposit in a financial year in one Account.

(2) The total money deposited in an Account shall not exceed one lakh fifty thousand rupees in a financial year:

Provided that the deposit in excess of one lakh fifty thousand rupees in any financial year shall, if accepted due to any accounting error, not be eligible for any interest:

Provided further that such amount, which is deposited in excess of an annual ceiling of one lakh fifty thousand rupees, may be withdrawn anytime by the depositor.

(3) Deposits may be made in an Account till the completion of a period of fifteen years from the date of opening of such Account.

(4) An Account in which minimum amount as specified in sub-rule (1) has not been deposited shall be considered as an Account under default:

Provided that an Account under default may be regularised on payment of a penalty of fifty rupees per year along with the such minimum specified amount for the year or years of default .

(5) If in the case of any Account, the default is not regularised within fifteen years of the opening of the Account,then the whole deposit, including the deposits made prior to the date of default, shall be eligible only for interest rate prescribed for Post Office Savings Bank at the time of its maturity and any amount credited wrongly by way of interest into an Account under default shall be reverted to the Government account as soon as it comes to the notice of the Bank or the post office concerned.

(6) Sub-rule (5) shall not apply if the default occurred because of the death of the guardian of the Account holder who opened the account and in such cases, the Account shall be eligible for interest under rule 7.

6. Mode of deposit and date of credit.-

(1) The deposit in the Account may be made by the guardian or by the beneficiary concerned if such beneficiary has crossed the age of ten years.

(2) The deposit may be made.-

(a) in cash; or

(b) by cheque or demand draft drawn in favour of the postmaster of the post office concerned or the Manager of the Bank concerned where the Account is opened, with an endorsement on the back of such instrument made and signed by the depositor indicating the name of the Account holder and Account number in which the deposit is to be credited; or

(c) through electronic means (e-transfer) in the concerned post office or Bank if such post office or bank has access to the facility of CBS.

(3) The date of credit of the deposit to the Account shall be determined as under:

(a) where the deposit is made by cheque, the date of encashment of the cheque;

(b) where the deposit is made by demand draft, the date of submission of the same to the Bank or post office; and

(c) where the deposit is made by e-transfer, the date of deposit.

7. Interest on deposit.-

(1) The interest on deposit shall be compounded yearly at the rate notified by the Government in the Official Gazette from time to time and shall be credited, rounded off to the nearest rupee, to the Account of the beneficiary at the end of each financial year.

(2) The interest shall be calculated for the calendar month on the lowest balance in an Account on the deposits made between the close of the tenth day and the end of the month.

8. Operation of Account.-

(1) The Account shall be operated by the guardian till the beneficiary Account holder attains the age of ten years or till the beneficiary Account holder attains the age of eighteen years.

(2) The Account shall be operated by the beneficiary Account holder after such Account holder attains the age of eighteen years:

Provided that the Account may be operated by the beneficiary Account holder after such Account holder attains the age of ten years.

9. Premature closure of Account.-

(1) In the event of death of the Beneficiary Account holder, the Account shall be closed immediately, on the production of death certificate issued by the competent medical authority, and the balance at the credit of the Account and interest due thereon till the date of death shall be paid to the guardian.

(2) If, after the opening of an Account, the Account holder becomes a non-citizen or non-resident of India, intimation to this effect shall be given by the guardian or the Account holder to the post office or the Bank concerned, as the case may be, within a period of one month from the date of such status of the Account holder’s citizenship or resident status.

(3) In the event of change of status of the Account holder’s citizenship or residential status, no interest shall be deemed to accrue to the Account from the change of such status and the Account shall be deemed to be closed prematurely from that date.

(4) The balance at the credit of an Account on the date of deemed closure under sub-rule (3) shall -

(a) be returned, along with interest due, to the Account Holder and if the account holder is not alive, then to the guardian;

(b) in case, any interest was credited to the Account after the change of resident status or citizenship of the Account holder, be reverted to the Government account by the post office or the Bank concerned, immediately on being informed of such change in the status of the Account holder.

(5) Where the post office or the Bank concerned is satisfied, in cases of extreme compassionate grounds such as medical support in life-threatening diseases of the Account holder or death of the guardian, that the operation or continuation of the Account is causing undue hardship to the Account holder, it may, after complete documentation, by order and for reasons to be recorded in writing, allow premature closure of the Account:

Provided that no premature closure of an Account under this sub-rule shall be made before completion of five years of the opening of such Account:

Provided further that premature closure of an Account may be permitted, anytime after the opening of an Account, for any reason other than provided under this sub-rule, and in which case the whole deposit shall be eligible only for the interest rate prescribed for the Post Office Savings Bank.

10. Pass book.-

(1) On opening an Account, the guardian shall be given a pass book bearing the name, address and date of birth of the Account holder, date of opening of Account, Account number, name and address of the guardian, relationship with the Account holder and the amount deposited.

(2) A duplicate passbook may be subsequently issued in the event of loss, mutilation, etc., of the original passbook, on the written request of the guardian or the Account holder, on payment of a fee of fifty rupees and such fees shall be creditable to the Government account.

(3) The guardian or the Account holder shall have the option to maintain the Account records exclusively in electronic form, provided the post office or Bank concerned has access to the facility of CBS.

11. Transfer of account.-

(1) The Account may be transferred anywhere in India and from or to post offices and from or to Banks and between post office and Bank, free of cost on furnishing of proof of shifting of residence of either the guardian or the Account holder and otherwise, on payment of a fees of one hundred rupees to the post office or the Bank to which the transfer is made.

(2) The process of transfer shall be effected electronically if the post office or the Bank concerned, has access to the facility of CBS.

12. Withdrawal.-

(1) Withdrawal of upto a maximum of fifty per cent of the balance in the Account at the end of the financial year preceding the year of application for withdrawal, shall be allowed for the purpose of higher education of the Account holder:

Provided that such withdrawal shall not be allowed unless the Account holder attains the age of eighteen years or has passed tenth standard, whichever is earlier.

(2) The application for withdrawal under sub-rule (1) shall be accompanied by a documentary proof in the form of a confirmed offer of admission of the Account holder in an educational institution or a fee-slip from such institution clarifying such financial requirement.

(3) The withdrawal under sub-rule (1) may be made as one lump sum or in instalments, not exceeding one per year, for a maximum of five years, subject to the ceiling specified in sub-rule (1):

Provided that the amount of withdrawal shall be restricted to the actual demand of fee and other charges required at the time of admission as shown in the offer of admission or the relevant fee-slip issued by the educational institution.

13. Closure on maturity.-

(1) The Account shall mature on completion of a period of twenty-one years from the date of its opening:

Provided that the final closure of the Account may be permitted before completion of such period of twenty-one years, if the account holder, on an application, makes a request for such premature closure for reasons of intended marriage of the Account holder and on furnishing of age proof confirming that the applicant will not be less than eighteen years of age on the date of marriage:

Provided that no such premature closure shall be made before one month preceding the date of the marriage or after three months from the date of such marriage.

(2) On maturity, the balance including interest outstanding in the Account shall be payable to the Account holder, on an application by the Account holder for closure of the Account, and on furnishing documentary proof of her identity, residence and citizenship.

(3) No interest shall be payable once the Account completes twenty-one years from the date of its opening.

14. Power to relax.-

Where the Government is satisfied that the operation of any of the provisions of these rules causes undue hardship to the Account holder, it may, by order and for reasons to be recorded in writing, relax the requirement of that provision or provisions in respect of such Account holder, in a manner not inconsistent with the other provisions of these rules.

[F.No.2/3/2014.NS-II]

PRASHANT GOYAL, Jt. Secy.